David

David

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2007 Medicare Part D Open Enrollment

Beginning Nov.15, it’s time once again for Medicare beneficiaries to decide if a Medicare Part D plan is right for them, and if so, which plan they will choose. The 2007 enrollment period, which runs through Dec. 31, also allows those who already have a Medicare Part D plan to choose a different [...]

How to Keep Your Aging Brain Fit: Aerobics

Evidence continues to pour in on the importance of moderate exercise as we age. From the Wall Street Journal article: For the first time, scientists have found something that not only halts the brain shrinkage that starts in a person’s 40s, especially in regions responsible for memory and higher [...]

Peak Oil – Pro and Con

The peak oil folks have gotten fairly shrill the last year or two. And the oil industry has started their own campaign to counter some of the assertions being made. For those of you who don’t follow this debate, peak oil refers to the the point in time when the world production of oil (i.e., [...]

IRS Releases 2007 Inflation Adjustments

The value of each personal and dependency exemption, available to most taxpayers, will be $3,400, up $100 from 2006. The new standard deduction will be $10,700 for married couples filing a joint return (up $400), $5,350 for singles and married individuals filing separately (up $200) and $7,850 for [...]

Full Disk Encryption

If you take your laptop on travel, or have nightmares about what would happen if someone stole your computer, disk encryption is for you. There are lots of software packages that create encrypted containers (i.e., encrypt only what is in the container).  However, with more and more information [...]

The Rising Wealth of Nations

Shiller examines GDP growth around the world. Favorite quote from the article: “Real per capita GDP in the US is now three times higher than it was in 1958 … most of the extra money was spent on staying healthy, having a nice home, traveling and relaxing, and doing a little [...]

Thoughts On the Business of Life

A collection of great quotes on ambition.

AUM minimum for SEC oversight an issue again

Because of the overload the SEC is feeling, they are considering pushing more registered investment advisors back to state registration by raising the assets under management bar from $25 million to $50 million. This is unlikely to happen quickly.

A marketing blitz on new mortgage accelerator programs has been hitting us in Hawaii lately. After having a handful of people, who should have known better, asked me to take a look at the program before they signed up, I realized I needed to get the word out about their misleading marketing [...]

2007 Mileage Rates

The new 2007 rate is 48.5 cents per mile for business miles driven.
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