Much has been written about determining safe withdrawal rates. From Bengen’s early studies to later ones from Evansky, Guyton(pdf) to Kitces.
Unfortunately, each one has a number of glaring weaknesses.
What if you are significantly older or younger than these studies used? In other words what if [...]
It is nice to see Schwab has finally followed Fidelity in cutting the fees for its basic index funds.
Schwab Equity Index Fund
Schwab S&P 500 Index Fund (SWPPX)
Schwab Total Stock Market Index Fund®(SWTSX)
Schwab 1000 Index Fund® (SNXFX)
Schwab Small-Cap [...]