Single-Family Mortgage Loan Limits effective January 1, 2007:

First mortgages

  • One-family loans: $417,000
  • Two-family loans: $533,850
  • Three-family loans: $645,300
  • Four-family loans: $801,950

Note: One- to four- family mortgages in Alaska, Hawaii, Guam, and the U.S. Virgin Islands are 50 percent higher than the limits for the rest of the country.

Second mortgages

  • $208,500
  • In Alaska, Hawaii, Guam, and the U.S. Virgin Islands: $312,750